Sunday, July 12, 2009

What's the difference between Saving and Investing?

Soon, I will have my first month completion with the Company!
However, living in KL is really expensive due to te high living cost.
Spent almost 1-2k ringgit malaysia in food, .5k for fuel and lap lap zap zap,
I wonder how much could I save?
Convo 1k, hutang parents 1k,wah, how many k could I earn???
If then, how can I save?
How could I invest?
What could I invest?
What's the difference btw saving and investing?
Are the final destination of both the process are the same?
That's to secure a better life in future?
Somebody, please explain!

4 comments:

  1. u wrote this post on sunday 2am???how come i duno at all?

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  2. This comment has been removed by a blog administrator.

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  3. (This comment is from Happiness!)

    hi friend be honest (no offence)
    how could u say that u cant save money ah...

    u said u r spending 1-2k for ur meals.
    what u eat everyday? won't u think that 1-2k is over luxurious? i dun think u can eat up to 1-2k per month ler. the most i think u can eat is 1k la. moreover u dun eat supper also.. What cost that much?

    u said u are spending 1k on convo. Convo is jus a special occasion and it happens only once in ur lifetime unless u wan study master then. How many days u wanna stay at there. the hotels won't so expensive la.. if yes then 1k is fair enough.. but it jus once.. not everymonth u have to pay for it.

    U said fuel cost u about 0.5k. this maybe the first month u drive the company car, rite? afte that u would probably take lrt to KLCC, wouldn't u? that wil definite save alot man. then u wouln't spend more than 0.5k anymore.

    while u r complaining u cant save how many k per month, there are many ppl out there worrying how to earn their daily meals.. u have relocation fee for first month and others dun have. they might even spend their own money for the first month ler

    Actually there are many ppl in kl earning less than 2k. how they survive? Still, they have car loan which u dun have yet. they have more commitment than u..BUT THEY ARE SURVIVING. how could u say cant save much?
    it's weird... don't u think so.

    U r luckier than anyone else.
    u have to appreciate it and not to complain how much u can save
    Do think that out there were ppl earning less than 2k in kl and they are surviving..
    Only by thinking this way can u live happily

    To me, saving is save ur money for emergency use while investing means making money with the extra money u have..

    We are fresh graduate, we cant expect could save much money in the beginning of working. but then u can save more than others since u r working in shell who give gud pay and allowances. Apprecite it and u will be happy then.

    (Sorry, I don't know how to moderate the comment. Comments should be moderated before post out, I think!)

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  4. Haha, thanks for the comment from happiness!

    I think I'm hormone imbalance when I wrote this. So, that could make a difference in the rational thinking and irrational.

    Guys, must live happily ya...

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